**We work to make an impact**<br />
on the lives of our clients

Team

We are driven by the mission to build a common language between companies and banks, in the transition to the irreversible paradigm of sustainability.

We work to make an impact
on the lives of our clients We work to make an impact
on the lives of our clients

We work to make an impact
on the lives of our clients

Trust is one of our values and, therefore, the first question we must answer is, why working with SFgo? Because we know both sides of projects: companies and lenders. We know the great value that exists when they speak the same language. And we can be the interpreter between them.

We combine experience in commercial and investment banking with national and international advisory in the areas of structuring, financing, credit risk assessment and management.

We know well the challenges lenders face, but also the needs and expectations of companies, therefore we help them find the right path to creating sustainable financing models for the right projects for those who invest in them.

We work to make an impact on the lives of our clients and we are passionate about our work.

Joana Carvalho

Managing Partner, SFgo
Joana Carvalho

Joana Carvalho

Managing Partner, SFgo

I started my career in investment banking. Over these 20 years, I led several projects, inside and outside banking industry, which allows me to understand the different expectations of companies and the financial sector.

I had the honour of participating in the renegotiation and launch of PPP/concessions at the Portuguese State Technical Unit for Project Analysis (UTAP), I was a consultant for the European Commission and the Inter-American Development Bank, and I was an executive director at Banco Empresas Montepio, responsible for investment banking.

Whether on the banking or corporate side, I am excited about ambitious projects, and the idea that projects that are sustainable for the planet are more likely to succeed.

I am motivated to participate in this paradigm shift by supporting companies and banks on this joint path where sustainability and profitability can and must be synonymous.

Sofia Matos

Director, SFgo
Sofia Matos

Sofia Matos

Director, SFgo

I have worked in consulting for over 10 years, first at KPMG, in the Corporate Finance area, having advised both the public and private sectors on projects in different areas of activity, and then at the Portuguese State Technical Unit for Project Analysis (UTAP), contributing to the technical capacity building of the public sector in the area of PPP/concessions.

I was then challenged to join the risk area of the Banco Montepio Group, where I developed credit risk analysis skills and led the implementation of the Group’s methodology to analyse individual impairment.

I learned a lot from Portuguese companies, which taught me to think about the future and design that future with a focus on the long-term sustainability of their investment.

I learned that structuring the right financing is a critical factor for success and sustainable prosperity, and I am thrilled to apply what I learned from companies and banks, in the transition of the Portuguese economy to a sustainability paradigm.

Inês Cosme

Environmental Consultant, SFgo
Inês Cosme

Inês Cosme

Environmental Consultant, SFgo

I have a degree in Environmental Engineering, an advanced studies diploma in Climate Change and Sustainable Development Policies, and a PhD in Globalisation Studies. I have worked in the area of sustainability for over 10 years, having acquired extensive experience in the interaction between environmental and socioeconomic aspects.

I started as a researcher at NOVA School of Science and Technology, having worked on European and national projects in the area of ecological economics. I also taught several courses and worked in science management and communication. I then joined IAPMEI, where I engaged in public policy negotiations at European level in the area of environment, energy and climate, in its interaction with the Portuguese industry.

I realised that it is essential to have a systemic thinking to understand the complex issues that society faces. Current production and consumption dynamics are incompatible with the maintenance of stable climate conditions and the preservation of environmental systems that allow human life as we know it. I love to analyse these dynamics and co-create solutions that enable a prosperous and sustainable future for everyone. And if this is a commitment I assume as a human being, my academic background and professional experience are the tools that I put at the service of companies, as strategic agents of the future that we must build together.

SFgo

We build the bridge

Structuring debt and projects.

We work to make an impact on the lives of our clients and we are passionate about our work.